995 - Joint Member Accounts Restricted

Category Core Specific

Description This field will indicate the method used by the system to handle share/loan access based on primary versus joint indication.

Purpose

• Controls how restrictive access should be for joint owners
• Enables institutions to enforce strict joint-only access where desired

Valid Values

• T (True)
  • Joint members will only have access to Shares/Loans where they are listed on the name record
• F (False)
  • Joint members have access to all of the following on the account:
  • Shares/Loans
  • External Loans
  • Mortgages
  • Credit Cards

Default Value False

Notes/Dependencies

• Applies to Symitar and Keystone core environments
• Impacts:
  • IVR access
  • SmartApps channel access
  • Joint member self-service capabilities